I have reached portfolio all time high (ATH) at $361,663.23. I also have reached an overall stock portfolio of $400,000. Besides, the portfolio works like a machine. So, today I am going to talk about what my future plans are going to be since I have reached ATH in my portfolio.
Overview
👀 Portfolio analysis
🔮 Future actions
👀 Portfolio analysis
In this last month and a half, my portfolio value has increased by over $80k, I was down to $282k on June 17th, 22 (on my birthday).
Now the portfolio has reached ATH at $361.
Besides, my overall portfolio including ROTH and growth has reached its ATH and my total stocks portfolio value has been around $400k with a cash reserve.
After analyzing my portfolio,
here are a few things I like about my portfolio:
Is what I expected it to be with a beta of 1.1, dividend CAGR of 11.71%, and CAGR of 8%.
Performs solid when the market is down. Although I might not get the upside as much as other portfolios, the performance during a downturn is solid (it needs to be tested more).
Cash flow is enough. With a $1,497.12 average dividend at a 5.23% yield, it's more than enough for me to survive. Other passive income that I generate from my games, consulting, and advising can go to portfolio or angel investing.
here are a few things I like would like to change in my portfolio:
$JEPI and $QYLD - 30$ of the portfolio. While they provide more than 70% of dividends, I want to be invested more in companies that will grow my dividends too. The dividends generated are more than enough for me, so I shouldn't be more greedy in short term and start focusing more on the long term.
$VOO, $HD, and $WM small position. I want to be increasing the position. Ideally, I want 20%+ of my portfolio to be $VOO, yes, I am happy with beta returns.
$U big position, while I will not actively trim $U, I will not be adding more to it. I will trim it if my angel investing requires me to.
$RITM or $RITM is still a big chunk at around 5%, I will be trimming it by the end of the year to half.
🔮 Future actions
As told in my other posts, my portfolio also has over $1.5k per month in dividends, with a strong growth rate of 8% and dividend CAGR of 11%+. The income generated from my portfolio is high for me to spend.
Since only a few adjustments are required in the portfolio and it’s basically working like a machine, I will not be focusing too much on the portfolio. With surplus money and time, I think it would be the best application of my resources to aid local startups. I already am planning to invest in 50 total startups from all around the world - I think it’s best for me to increase my focus there.
What does it mean for this substack?
Nothing really changes, I will still keep writing about stocks, the market, my portfolio, angel investing, some travel pics, and vids. As you might have noticed, I have been writing more these days. So, I will keep pushing more content that you like.
So, I am rich? 🤯 | #27
Awesome job my friend and congrats on the ATHs :)